Ideal house, should not just be comfortable, but also must be safe. Given the house can not keep itself from various risks, you need help from a third party to give it protection. In a life of uncertainty, insuring a home becomes one of the safest ways to protect yourself from financial losses.
Home insurance is an insurance product with the aim of compensating for the financial loss of a house and its contents. The period of house insurance is usually for one year and can be extended again.
Home insurance, it helps to protect the value of the building and all its contents. Make a list of valuables and approximate current values. For example, building a house, then its contents such as refrigerator, television, cabinets, sofa and including motor vehicles. The goal, if one day disaster occurs, can be calculated what is broken. From that calculation the insurance will replace. House insurance premiums are not up to 1 percent but with permil units. For a maximum of 1 percent premium for example, if the price of your house and its contents reach Rp 500 million rupiah then the premium is paid Rp5 million per year.
To insure a home should not be considered an additional burden of funds. Conversely, home insurance is a very important thing especially for those who do not have large reserves to rebuild.